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Effective Jan 1, 2025, the Canadian criminal rate of interest is 35% APR. 365 Loans Canada only partners with lenders compliant with Federal Criminal Code Section 347. Learn about your rights →

365 Loans Canada is not a lender and does not make loan or credit decisions. We connect consumers with lenders and lending partners who may extend credit. Loan approval is not guaranteed and is subject to lender discretion. All loans comply with Canadian federal regulations, including the Criminal Rate of Interest (maximum 35% APR). All amounts shown in CAD.

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